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Dealing With A Stolen Social Security Card

Many people are unaware of the actions that they need to take if their social security card is stolen. This is largely due to the fact that this is not a common occurrence. In fact, it is highly recommended that you do not carry your social security card on you for this very reason. Unfortunately, it does happen from time to time and it is important to know what steps you need to take.

Inform Local Authority

The first thing that you will want to do is to notify your local authorities that it has been stolen. While it is unlikely that they will be able to retrieve it for you, unless you know who stole it, it is still important to have it on record that the event occurred. This can help to protect you if it is used in an illegal manner in the future. In most cases the theft was more in interest in getting their hands on other items that were with the card, but is best to be safe as this is a very important document.

Contact Credit Reporting Industries

The next step that you should take is to contact the three major credit reporting agencies. You should notify them in writing that your card has been stolen and that you wish to freeze your credit for the time being. This makes it so that if they do try to get credit in your name the agency will notify the creditor that your account is frozen. This could also lead to identifying the person that stole your card if the creditor takes action and contacts the authorities immediately of the attempt. Anyone that freezes their credit would be aware of it and wouldn’t be attempting to obtain credit during that time.

Once you have taken these measures to report the event and protect your identity and credit you will want to apply for a new card. This can be done online or in person at your local office. In either case you will need your birth certificate and a photo identification card, ideally one that has been issued by the state in which you live. You will need to provide personally identifying information that only you will know. These measures are used to ensure that someone else is not trying to get your personal information illegally. If you apply in person the process is extremely fast and it will reduce the amount of time that it takes to get your new card in the mail. Typically a new card will reach you within two weeks of your request for a new one.

Conclusion

Having your get a copy of my social security card stolen can be quite stressful. Knowing that someone has access to such information can leave anyone feeling on edge. Fortunately, if you take action right away there is very little chance that they will be able to use that information for their benefit. The key is knowing that there are things that you can do to greatly reduce such risks.

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